Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.